Terms of Use
1. Acceptance of Terms
By accessing or using the Heirstead website and submitting an application, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this site.
2. Nature of the Opportunity
The opportunity presented on this site is an independent contractor (1099) commission-based sales role. It is not an offer of employment. Agents who join Heirstead are self-employed independent contractors, not employees, partners, or agents of Heirstead for any other purpose.
Earnings are not guaranteed and are entirely dependent on individual licensing, production, carrier contracts, product mix, underwriting decisions, policy placement, chargebacks, and persistency.
3. No Income Guarantee
All income figures, earning examples, and commission illustrations presented on this site are hypothetical examples provided for informational purposes only. They do not represent typical results and should not be relied upon as a guarantee of future earnings.
4. Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Heirstead or its content suppliers and is protected by applicable intellectual property laws. Unauthorized reproduction or distribution is prohibited.
5. Accuracy of Information
We strive to keep the information on this site accurate and up to date. However, we make no warranties or representations regarding the completeness, accuracy, or reliability of any content. Carrier availability, commission rates, and product offerings are subject to change without notice.
6. Third-Party Links
This site may contain links to third-party websites, including Calendly and insurance carrier portals. We are not responsible for the content, privacy practices, or terms of any third-party site.
7. Limitation of Liability
To the fullest extent permitted by law, Heirstead shall not be liable for any indirect, incidental, special, or consequential damages arising out of your use of this site or participation in the agent opportunity.
8. Governing Law
These Terms of Use shall be governed by the laws of the State of South Carolina, without regard to its conflict of law provisions.
9. Changes to These Terms
We reserve the right to modify these Terms of Use at any time. Continued use of the site after any changes constitutes your acceptance of the new terms.
10. Contact
Heirstead Insurance
info@heirstead.io